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Who pays my bills if I'm in an accident? The first item listed on all auto insurance policy I have seen is BI/PD. My agent informed me that means Bodily Injury/ Property damage- that I am responsible to the other guy. So, of all those fancy sounding things on my insurance policy, what pays MY bills if I am injured?Have you ever considered about the insurance policy which offers security to YOU more than anyone else?Before taking any car insurance policy just think about YOUR interest first. Like every wise man. While the primary item on most policies is BI/PD, which insures people who may be a stranger, or just meet by accident, several coverages in your auto insurance policy directly insure your health. But if you look closely, you will see that, even though the money goes to someone else, if you don't have enough insurance,you will have to pay the loss yourself

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